At Nor Financial we provide you with a step by step approach to financial planning.
Our specialised service aims to deliver the best possible advice and service throughout our relationship with you.
What does the Process look like?
Step 1 - Initial Meeting
We’ll discuss your reasons for seeking advice & gather personal information, identify your goals, objectives and priorities. We’ll then estimate what research we might need to outline of the path ahead and how this might benefit you. This initial meeting is at our cost.
Step 2 - Research & Planning
After we research all current policies and accounts you hold we can then consider strategies to achieve your desired outcomes. We then agree on an outline of your personalised financial plan and associated costs
Step 3 - Presentation of Your Financial Plan
We present your personalised financial plan and discuss the recommendations in detail. You decide what you wish to proceed with from here or if any changes are required.
Step 4 - Implementation
All necessary paperwork is prepared by us and we assist you to implement the recommendations in the correct order through to completion.
Step 5 - Maintenance
For investment or super clients, we offer yearly maintenance at a low fixed rate. If you are an insurance only client we do not charge for ongoing advice, we are simply there when you need us.
What to bring to your Initial Meeting
Completed Budget Planner
Bank Account Balances
Pay Slips (last 3) & employment contract
Financial documents last 2 yrs (self employed)
Superannuation Statements (most recent)
Tax file numbers & Drivers Licence or Passport
Loan balances & repayment details.
Investment statements (most recent)
Life Insurance policy details
NO MATTER WHERE YOU ARE IN LIFE WE CAN HELP YOU MOVE FORWARD WITH CERTAINTY.
